Category Archives: 10 minutes Read

Safest Banks in India: Safeguard your Savings against risk

Banking is an essential service that we all rely on for our financial needs. Whether it is saving, investing, borrowing, or transacting, we need a bank that can offer us convenience, security, and trust. But how do we know which bank is the safest in India? How do we ensure that our hard-earned money is in good hands and protected from any risks?

Safest Bank in India

How to Find the Safest Bank in India

In this article, we will explore some of the factors that determine the safety of a bank and how to compare different banks based on their safety ratings. We will also look at some of the safest banks in India as declared by the Reserve Bank of India (RBI), the central bank and regulator of the banking sector.

What makes a bank safe?

A bank is considered safe if it has enough capital, liquidity, and profitability to withstand any shocks or losses that may arise from its operations. A bank also needs to have good governance, risk management, and compliance practices to prevent any frauds, scams, or malpractices. A bank also needs to follow the rules and regulations set by the RBI and other authorities to ensure its stability and soundness.

Some of the indicators that can help us assess the safety of a bank are:

  • Capital adequacy ratio (CAR): This is the ratio of a bank’s capital to its risk-weighted assets. It measures how well a bank can absorb losses from its assets without becoming insolvent. The higher the CAR, the safer the bank. The RBI requires all banks to maintain a minimum CAR of 9%, but some banks may have higher requirements depending on their size and importance.
  • Asset quality: This is the quality of a bank’s loans and investments. It reflects how likely a bank is to recover its money from its borrowers and counterparties. The lower the ratio of non-performing assets (NPAs) to total assets, the better the asset quality. NPAs are loans that are overdue or unlikely to be repaid. The RBI classifies NPAs into three categories: substandard, doubtful, and loss assets.
  • Liquidity ratio: This is the ratio of a bank’s liquid assets to its total liabilities. It measures how easily a bank can meet its short-term obligations and cash demands from its customers and creditors. The higher the liquidity ratio, the more liquid the bank. The RBI requires all banks to maintain a minimum liquidity ratio of 4%, but some banks may have higher requirements depending on their liquidity profile.
  • Profitability ratio: This is the ratio of a bank’s net profit to its total income. It measures how efficiently a bank generates income from its assets and operations. The higher the profitability ratio, the more profitable the bank. The RBI does not prescribe any minimum profitability ratio for banks, but it monitors their performance and intervenes if necessary.

How to compare different banks based on their safety ratings?

One way to compare different banks based on their safety ratings is to use credible sources that provide objective and reliable information on various aspects of banking. Some of these sources are:

  • Global Finance: This is a New York-based trade publication that publishes an annual ranking of the World’s Safest Banks based on an evaluation of long-term foreign currency ratings from Moody’s, Standard & Poor’s, and Fitch Ratings. The ranking covers 500 banks from around the world and includes 14 Indian banks as of 2022.
  • Moody’s: This is a global credit rating agency that assigns ratings to banks based on their ability to repay their debt obligations and their likelihood of defaulting. The ratings range from Aaa (highest) to C (lowest) and are accompanied by outlooks (positive, stable, or negative) and modifiers (1, 2, or 3). Moody’s also publishes reports and analyses on various aspects of banking.
  • S&P: This is another global credit rating agency that assigns ratings to banks based on their creditworthiness and their probability of defaulting. The ratings range from AAA (highest) to D (lowest) and are accompanied by outlooks (positive, stable, or negative) and modifiers (+ or -). S&P also publishes reports and analyses on various aspects of banking.
  • Fitch Ratings: This is yet another global credit rating agency that assigns ratings to banks based on their financial strength and their vulnerability to defaulting. The ratings range from AAA (highest) to D (lowest) and are accompanied by outlooks (positive, stable, or negative) and modifiers (+ or -). Fitch Ratings also publishes reports and analyses on various aspects of banking.

By using these sources, we can compare different banks based on their safety ratings and choose accordingly.

How Global and Local Events Impact the Banking Sector in India

The banking sector is the backbone of any economy, as it provides essential financial services to individuals, businesses, and governments. However, the banking sector is also exposed to various risks and uncertainties that can arise from global and local events. These events can have positive or negative impacts on the banking sector, depending on their nature, magnitude, and duration.

In this article, we will discuss some of the major global and local events that have affected or can affect the banking sector in India, and how the banks have responded or can respond to them.

Global Events

Global events are those that occur outside India but have implications for the Indian economy and the banking sector. Some of the recent global events that have impacted or can impact the banking sector in India are:

The Covid-19 pandemic

  • The Covid-19 pandemic has been one of the most disruptive global events in recent history, affecting almost every aspect of human life and activity. The pandemic has caused widespread lockdowns, travel restrictions, social distancing measures, and economic slowdowns across the world, leading to reduced demand, supply chain disruptions, income losses, and increased health expenditures. The pandemic has also increased the uncertainty and volatility in the global financial markets, affecting the flows of capital, trade, and remittances.
  • The Covid-19 pandemic has had a mixed impact on the banking sector in India. On one hand, the pandemic has increased the demand for digital banking services, as customers have shifted to online platforms for their banking needs. The pandemic has also provided an opportunity for banks to innovate and offer new products and solutions to cater to the changing customer preferences and expectations. On the other hand, the pandemic has also increased the credit risk and operational risk for banks, as many borrowers have faced difficulties in repaying their loans due to loss of income or business disruption. The pandemic has also posed challenges for banks in maintaining their liquidity, capital adequacy, profitability, and asset quality.

To mitigate the impact of the pandemic on the banking sector and support the economic recovery, the Reserve Bank of India (RBI) has taken several measures, such as reducing the policy repo rate, providing liquidity support through various instruments, allowing moratoriums and restructuring of loans, relaxing prudential norms and regulatory compliance requirements, enhancing supervision and monitoring of banks’ performance and risk management practices, and encouraging banks to adopt digital technologies and strengthen their cybersecurity frameworks.

The US banking crisis

  • The US banking crisis refers to the recent failure of two large US-based banks, Silicon Valley Bank (SVB) and Signature Bank, due to their exposure to long-term bonds that lost value due to rising interest rates. The failure of these banks triggered a panic among depositors and investors, leading to a run on other banks and a sharp fall in stock prices. The US government intervened to take over SVB and Signature Bank and prevent a systemic collapse of the US banking system. The US banking crisis also had spillover effects on other global banks that had business ties with SVB and Signature Bank or were exposed to similar risks.

The US banking crisis has had a limited impact on the banking sector in India so far. According to RBI Governor Shaktikanta Das, Indian banks have negligible exposure to SVB and Signature Bank or their subsidiaries. Moreover, Indian banks have a lower proportion of investments in long-term bonds compared to loans in their asset portfolios. Therefore, Indian banks are less vulnerable to interest rate shocks than US banks. However, Das also cautioned that Indian banks should remain vigilant and monitor their interest rate risk positions closely. He also said that RBI is closely watching the developments in the global financial markets and is ready to take appropriate actions if needed.

The interest rate movements

  • The interest rate movements refer to the changes in the interest rates in different countries or regions that affect the cost and availability of funds for banks and their customers. The interest rate movements are influenced by various factors, such as inflation, economic growth, monetary policy, fiscal policy, exchange rates, market expectations, etc.
  • The interest rate movements have had a significant impact on the banking sector in India. On one hand, the interest rate movements have affected the profitability and competitiveness of Indian banks, as they have to adjust their lending and deposit rates according to the market conditions. The interest rate movements have also affected the valuation and riskiness of banks’ assets and liabilities, especially those that are linked to floating or variable interest rates. On the other hand, the interest rate movements have also affected the demand and supply of credit in the Indian economy, as they have influenced the borrowing and saving decisions of households, businesses, and governments.
  • To manage the impact of interest rate movements on the banking sector and the economy, the RBI has used various tools, such as the policy repo rate, the reverse repo rate, the marginal standing facility rate, the cash reserve ratio, the statutory liquidity ratio, the liquidity adjustment facility, the open market operations, etc. The RBI has also issued guidelines and norms for banks to measure and manage their interest rate risk in their banking book and trading book.

Local Events

Local events are those that occur within India but have implications for the banking sector. Some of the recent local events that have impacted or can impact the banking sector in India are:

The bank privatization

  • The bank privatization refers to the proposal by the government to privatize some of the public sector banks (PSBs) in India as part of its disinvestment plan. The government has identified four PSBs – Bank of Maharashtra, Bank of India, Indian Overseas Bank, and Central Bank of India – for privatization in the current fiscal year. The government aims to reduce its stake in these banks to below 50% and transfer their management control to private investors.
  • The bank privatization has had a mixed impact on the banking sector in India. On one hand, the bank privatization is expected to improve the efficiency, profitability, governance, and innovation of the PSBs and make them more competitive and resilient. The bank privatization is also expected to reduce the fiscal burden on the government and free up resources for other developmental needs. On the other hand, the bank privatization has also raised some concerns and challenges for the PSBs and their stakeholders, such as employees, customers, unions, regulators, etc. These include issues related to valuation, due diligence, asset quality, social obligations, labor relations, regulatory compliance, etc.
  • To facilitate the bank privatization process and address its challenges, the government has set up a high-level committee under NITI Aayog to prepare a roadmap and criteria for selecting and selling PSBs. The government has also assured that it will protect the interests of all stakeholders and ensure that no PSB customer is adversely affected by the privatization.

The cyberattacks

  • The cyberattacks refer to the malicious attempts by hackers or criminals to breach or disrupt the information systems or networks of banks or their customers. The cyberattacks can have various motives and objectives, such as stealing money, data, or identities, extorting ransom, disrupting services, damaging reputation, or advancing political or ideological agendas.
  • The cyberattacks have had a serious impact on the banking sector in India. According to a report by IBM Security, India witnessed the highest number of cyberattacks on the financial sector in 2022, accounting for 60% of the total attacks in the Asia-Pacific region. Some of the major cyberattacks on Indian banks in recent years include the Cosmos Bank heist in 2018, the City Union Bank fraud in 2018, the Punjab National Bank data breach in 2019, the Canara Bank malware attack in 2020, and the J&K Bank phishing scam in 2020.
  • The cyberattacks have exposed the vulnerabilities and gaps in the cybersecurity systems and practices of Indian banks and their customers. The cyberattacks have also caused financial losses, reputational damage, legal liabilities, and customer dissatisfaction for the banks and their customers.
  • To prevent and combat cyberattacks on the banking sector, the RBI has issued various guidelines and directives for banks to strengthen their cybersecurity frameworks and capabilities. These include setting up a cybersecurity operation center, conducting regular audits and tests, reporting incidents and breaches, implementing security controls and measures, creating awareness and training programs, etc. The RBI has also set up a Cyber Security and IT Examination (CSITE) cell to monitor and supervise the cybersecurity preparedness of banks. The RBI has also collaborated with other regulators and agencies to share information and intelligence on cyber threats and incidents.


Another local event that has impacted the banking sector in India is the Reserve Bank of India’s (RBI) list of Domestic Systemically Important Banks (D-SIBs), which are banks that are too big to fail and have strict regulations to ensure their stability. The RBI has been identifying and disclosing the D-SIBs since 2015, based on their size, interconnectedness, substitutability, and complexity. The D-SIBs are classified into four buckets, with increasing requirements of additional common equity tier 1 (CET1) capital as a percentage of risk-weighted assets. The higher the bucket, the higher the systemic importance and the additional capital requirement.

As of 2022, the RBI has identified three D-SIBs in India: State Bank of India (SBI), HDFC Bank, and ICICI Bank. SBI is in bucket 3, requiring an additional CET1 capital of 0.6%, while HDFC Bank and ICICI Bank are in bucket 1, requiring an additional CET1 capital of 0.2%. The RBI has also disclosed that Axis Bank, Kotak Mahindra Bank, and Punjab National Bank are among the other banks that are being monitored for their systemic importance.

The D-SIBs have a mixed impact on the banking sector in India. On one hand, the D-SIBs enjoy a competitive advantage and market confidence due to their perceived safety and government support. They also have access to a large customer base, diversified product portfolio, and economies of scale. On the other hand, the D-SIBs also face higher regulatory scrutiny and compliance costs due to their additional capital requirements and enhanced supervision. They also have to balance their social obligations and commercial objectives in serving the diverse needs of the Indian economy.

Some of the top banks for your Reference is:

Bank NameAssets (in crore)Market Share (in %)Customer Base (in million)Products and ServicesRatingsAwards
State Bank of India51,77,54522.6490Savings, current, fixed deposits, loans, cards, insurance, investments, remittances, etc.A- by S&P, Baa3 by Moody’s, BBB- by FitchBest Bank Award by Business Today-KPMG, Best Public Sector Bank Award by CNBC TV18
HDFC Bank17,99,5067.956.8Savings, current, fixed deposits, loans, cards, insurance, investments, remittances, etc.BBB+ by S&P, Baa3 by Moody’s, BBB- by FitchBest Large Bank Award by Business Today-KPMG, Best Bank Award by Forbes India
ICICI Bank15,73,8126.948.9Savings, current, fixed deposits, loans, cards, insurance, investments, remittances, etc.BBB- by S&P, Baa3 by Moody’s, BBB- by FitchBest Private Sector Bank Award by CNBC TV18, Best Digital Bank Award by IBS Intelligence
Axis Bank10,10,3254.430.5Savings, current, fixed deposits, loans, cards, insurance, investments, remittances, etc.BBB- by S&P and FitchBest Retail Bank Award by The Asian Banker


The banking sector in India is one of the most dynamic and diverse sectors in the economy, catering to the needs of various segments of customers and stakeholders. The banking sector in India is also influenced by various global and local events that can have positive or negative impacts on its performance and stability. Therefore, it is important for the banks and their customers to be aware of these events and their implications, and to take appropriate measures to mitigate the risks and leverage the opportunities. The banks in India also need to constantly innovate and adapt to the changing customer preferences and expectations, and to enhance their efficiency, profitability, governance, and resilience. By doing so, the banks in India can contribute to the growth and development of the Indian economy and society.

Web Push Notifications (2022) and How Do They Work, Which is better

|| Web Push Notification || App Push Notification ||

Web push notifications are messages that you can send to people’s web browsers after they subscribe and give permission. Push notifications are a powerful marketing tactic that can help you bring back users to your website to boost your traffic, sales, and conversions.

In this article, we will be covering what web push notifications are and how they work. We’ll also explain about how to add web push notifications to your website.

What Are Web Push Notifications?

Web push notifications are custom messages with links that you can send as notifications to users’ web browsers.

Users can opt in to receive these push notifications from a website.

Subscribers can get the notifications on both mobile and desktop browsers. This is why they are also called browser notifications.

The best part of using web push notifications is that users don’t need to be on your website to receive push notifications. And unlike email newsletters, you don’t have to wait for your subscribers to check their email.

These notifications can be customized, personalized, and timely which makes them highly effective in boosting user engagement.

Difference between Web Push Notifications and App Push Notifications?

Web push notifications use technology that’s built-in to modern browsers. Almost all top browsers on the market support web push notifications.

They are sent by network request when a user has their web browser open and they work on both mobile and desktop devices.

App push notifications, on the other hand, use the built-in notification technology of a smartphone’s operating system (such as Android OS or iOS). Using this technology, an app can send a notification without connecting to the internet.

Users need to install the app in order to receive app-based push notifications. On the other hand, they don’t need to install any additional app to receive web push notifications.

How does Web Push Notifications Works?

Almost all modern browsers come with built-in support for push notifications.

This support allows website owners like you to request your visitors’ permission to send them web push notifications.

Once a person opts in, their web browser will be able to receive web push notifications from that particular website.

However, in order to send web push notifications, you’ll need to sign up for a web push notification service.

A push notification services will allow you to deliver push notifications to users’ browsers based on criteria defined by you. For instance, you can schedule a push notification at a specific time to users based on their time zones.

Once you send a message, your push notification service sends it to the users’ browser, which then displays the notification to the user’s screen.

Depending on which device type or browser a user has, these notifications may look a little different, but the message will be the same.

Pros and Cons of Using Web Push Notifications for Your Website

Before you add web push notifications to your site, it’s smart to consider the advantages and disadvantages of using them.


  • Web push notifications are an easy way to send timely and targeted messages to users on their devices.
  • They work on both mobile and desktop.
  • Unlike social media or email marketing, users don’t need to visit a specific website or open an additional app to view the notifications.
  • They are highly effective with up to 50% open rates on average. This makes them very useful in building engagement on your site.


  • If used incorrectly, web push notifications may frustrate or annoy users on your site.
  • Some of your users may already have web push notifications disabled in their browser settings, which may limit your reach.

Considering these factors, web push notifications have a lot more pros than cons, as long as they’re used correctly. A high engagement rate alone is a good enough reason to add them to any website.

Who Needs Web Push Notifications for Their Website?

Web push notifications are extremely useful in bringing back users to your website. This makes them a must-have for all kinds of websites.

For instance, if you start a blog, then web push notifications can help you quickly build a loyal following and get more repeat visitors.

For an online store, web push notifications can help you bring back existing customers while nudging new visitors into making a purchase.

For a typical business website, push notifications can help you keep customers engaged with new offers and can help you generate more leads and sales.

That being said, let’s take a look at how to easily add web push notifications to your website.

Optimizing Web Push Notifications for Higher Conversions

Web push notifications are highly engaging in bringing more returning visitors to your website.

However, with little tweaks to your campaigns, subscription box, and settings, you can further boost your push notification click-through rates.

Here are a few tested tips that will help you optimize your web push notifications.

  • 1. Automation Features-Use automation tools to automatically send push notifications to your subscribers. This includes cart abandonment notifications, drip autoresponders, browse abandonment, triggers, and more.
  • 2. Segment Your Audience for More Personalized Push Notifications-Create audience segments to automatically create a custom personalized experience for your users.
  • 3. Set a Steady Frequency for Web Push Notifications Messages– Notifications can be highly useful, but if they’re overused they can easily become a nuisance to your subscribers. Make sure you set a steady frequency of web push notifications per week. Not too many to annoy users, and not so little that users forget your brand altogether.
  • 4. Track Web Push Notification Analytics and Conversions-Once you start getting push notification subscribers, you’ll want to keep an eye on how they are converting. The metrics you want to track are the click-through rates, to see how many subscribers click on the notifications, and conversions, to see if they make a purchase or convert after landing on your website.

We hope this article helped you learn more about web push notifications and how does it work.

You may also want to check out Email Marketing vs. Push Notifications- Comparison Pro & Cons(2022)

How to Register a Domain Name in 2022

Do you want to start a blog or a new online business in 2022? If you do, then you’ll need to register a domain name.

The first step towards building a website is to find a good domain name and register it. In this article, we will show you how to register a it, step by step. We will also share a tip on how you can register a domain name for free.

Before we get started, let’s cover the basics so we’re on the same page.

What is a Domain Name?

It is the address of your website that people type in the browser to visit your website. For example,

In simple terms, if your website was a house, then your domain name will be its address.

The whole internet is a giant network of computers. Each computer is assigned a number which is called an IP address, and it looks like this:

Now, this address is not easy to remember or memorize. Imagine if you had to use this kind of address to visit your favorite websites.

To fix this problem, domain names were invented.

It can have alphabets and numbers, which helps business owners create brandable names for their website’s address.

Working of Domain Name

When Do You Need to Register?

On average, 60000+ .com domain names were registered every day in 2020.

Currently, there are over 200 million .com domain names already registered. 423 million domain names are registered in all TLD.

This means that all the good domain names are being registered as we speak. Chances are that someone may register a domain name that you’re thinking of, so it’s smart to register a domain name as soon as you think of an idea.

This is why all smart entrepreneurs proactively register domain names even before launching a business.

Domain names are cheap, and you can register them for a year. If you decide to not pursue the online business idea, then you can let them expire.

The bottom line is, if you are serious about building a business, then you should register a domain name right away.

It will help you protect your brand’s identity, business name, and even future business ideas.

How much does a domain name cost?

Normally, a .com domain name costs $14.99 / year. The cost of a domain varies based on each different extension or TLD (top-level-domain). Some are even more expensive than this.

We don’t recommend using anything but .com domains because everybody remembers a .com domain, and your smartphone keyboards have a pre-built key for .com.

Do I Need a Website to Register a Domain Name?

No, you do not need a website to register a domain name. You can register a domain name and make a website later. You can also register a domain name and setup a temporary website or coming soon page with SeedProd.

A lot of entrepreneurs treat domain names like digital real-estate, so they register a good domain name and hold it for the right buyer to purchase it from them for profit.

How to Choose The Best Domain Name?

Domain names play a very important role in your website’s identity and success. This is why it’s important for you to carefully think about the domain name you choose.

However, it’s also important to not overthink it otherwise you will never get past the research phase.

Following are some general tips to keep in mind when searching for a domain name.

  • Make sure that your domain name is easy to pronounce, spell, and as short as possible.
  • Stick with the .com extension because most users find them easier to remember than any other domain extensions.
  • Use your keywords and brand name in the domain name search. For example, is more SEO friendly, than
  • Do not use numbers or hyphens in your domain name. It makes them harder to pronounce and difficult to remember.

How to Register a Domain Name (Step by Step Guide)

You can register a domain name from any of the top domain registrars that are authorized by ICANN to register domain names.

Since there are so many different registrars, we will cover the three most popular ways to register a domain name, and you can choose the one that best fits your need.

  1. How to register a domain name for free
  2. How to register a domain with
  3. How to register a domain name with GoDaddy
  4. How to register a domain name with Network Solutions

1. How to Register a Domain Name for Free

If you want to register a domain name to start a blog or make a website, then this is the best option for you.

Normally, a domain name costs $14.99 / year and website hosting plans start from $7.99 / month. This is a lot of money if you are just starting out.

Luckily, Bluehost has agreed to offer our users a free domain name, SSL Certificate, and 60% discount on web hosting.

Basically, you can pay $2.75 per month for web hosting, and you will get a domain name for free, so you can start your website without a lot of money.

Bluehost is one of the biggest web hosting companies in the world. They are in business since 2003 and host more than 2 million websites. Not to mention, they’re officially recommended by WordPress.

To get started, you need to visit the Bluehost website and click on the Get Started button.

Bluehost hosting Page

This will bring you to the pricing page. Their Basic and Plus plans are popular among our users.

Click on the ‘Select’ button below a plan to continue.

On the next page, you will be asked to choose a domain name. Simply type the domain name in the “New Domain” box because that will get you a free domain name.

If the domain name you entered is available, then you will be taken to the signup page. From here you need to enter your account information like name, address, email, etc.

Below the account information, you will notice some hosting extras. We don’t recommend buying them, so you can safely uncheck them for now. If you feel that you need them, then you can always add them later.

After that, you can enter your payment information to finish the purchase.

Bluehost will now register your domain name, set up your hosting account and send you an email with a link to your hosting control panel.

Since you need both a domain name and web hosting to start any type of website, it makes a lot of sense to purchase them together, so you can get the domain name for free.

If for some reason you don’t want to use Bluehost to get a free domain name, then you can use HostGator, Dreamhost, GreenGeeks or InMotion Hosting. All of these companies are also offering our readers a free domain name with web hosting.

Related: See the difference between domain and web hosting to understand why you need both to build a website.

2. How to Register a Domain Name with

If you only want to register a domain name at the moment without creating a website, then is your best option.

It offers an easy way to manage your domain name without creating a website.

Once you are ready, you can just point the domain name to your preferred WordPress hosting company.

First, you need to visit the website and search for your desired domain name.

If your desired domain name is available, then it will be automatically added to your cart.

You can adjust the registration period to 1 year. You can either choose to keep or remove the privacy protection. Removing it will reduce your domain registration cost. is offering WPBeginner readers a 25% discount, and our coupon should be automatically applied.

Click on the continue button to check out.

On the checkout page, you can review your order and click on the ‘Proceed to billing’ button.

Next, you need will be asked to enter your account and payment information to finish the domain purchase. will now register your domain name, and it will send you an email with the link to your domain control panel.

3.How to Register a Domain Name with Network Solution?

Network Solutions is one of the oldest names in the domain name business. They have been registering domain names since 1993 and at that time were the only registrar for all common domain name extensions.

Today, they are one of the largest domain registrars with over 7 million domains registered with them.

They offer domain name registrations with a much simpler control panel and easy tools to manage your domain names.

WPBeginner users can get a 25% discount on new domain names by using our Network Solutions Coupon.

Here is how to register a domain name with network solutions.

Fits, you need to visit the Network Solutions website. From here, you need to enter the domain name you wish to register in the search box.

If the domain name you are looking for is available, then it will be automatically added to your cart. You’ll see a success message and continue to the check out by clicking on the checkout button.

During the checkout you’ll be asked to sign in if you are a returning customer or continue as Guest.

Next, you’ll be offers to turn on domain privacy addon. We recommend skipping it as of now and add it later if you need.

After that, you will be offered to add other products to your cart as well. Skip them by clicking on continue under the ‘Domain Only’ box.

Finally, you’ll be offered to enable domain protections such as premium DNS and malware protection add-ons. You can skip them for you now and later add them if needed.

Finally, you will reach the check out page. From here you can redeem our Network Solutions coupon to claim your 25% discount and then make a purchase.

After that, you can continue check out to make payment and complete the domain registration.

4. How to Register a Domain Name with GoDaddy?

Godaddy is the largest domain name registrar in the world. They currently manage over 77 million domain names for 18 million users from around the world.

They offer an easy domain control panel, which allows you to point your domain to any hosting provider when you are ready to build a website.

Here is how to register a domain name with GoDaddy (step by step).

First, you need to visit the GoDaddy website and enter the domain name you want to register in the search box.

If your domain name is available, then you will see a success message with your domain name listed on top. You can now go ahead and add it to the cart.

Next, click on the continue to cart button to checkout.

GoDaddy will now show you some additional services that you can purchase with your domain name. You can skip those by selecting ‘No thanks’ and click on the continue button.

On the next page, you will see your domain name and its registration period. You can change the registration period to up to 10 years if you want.

However, we don’t recommend that. You can always renew your domain name before it expires, so if you want to save money, then you can select just 1 year registration period.

You will need to create a Godaddy account to proceed.

After you have created an account, you will be able to enter your billing address and make a payment for your domain name.

GoDaddy will now register your domain name, and they will send you an email with a link to your domain control panel.

FAQ- Domain Name Registration

Q-Which is the best domain name registrar?

Ans- We believe that is the best registrar right now.

Q-Which domain extension I should buy?

Ans-You should always stick to .com domain names. They are the easiest to remember, and most mobile devices have a dedicated .com key in their keyboards.

Q-Should I register new domain name extensions?

Ans- Apart from the most common .com, .net, and .org, there are dozens more domain name extensions available. However, these new domain extensions are hard to remember and difficult to brand.

Q-Can I buy a domain name permanently?

Ans- You cannot buy a domain name permanently. Domain name registration is done on a yearly basis. However, you can pre-pay for up to 10 years which guarantees that you will have a domain name for 10 years.

Q- What happens to my domain name once its registration expires?

Ans- Unless you renew your domain name, it will automatically expire after the registration period you have paid for. Some domain name companies offer a grace period to renew your registration, but it is not guaranteed, and you can lose control of your domain name if you let it expire.

Q-How do I renew my domain name?


You can renew your domain name from your domain control panel. We strongly recommend that you turn on auto-renew feature to automatically renew your domain name. You can always turn it off if you decide not to keep a domain name.

Even though your domain registrar would remind you to renew your domain registration before it expires, you may miss those emails and lose control of your domain name.

Q-How can I reserve a domain name without buying it?

There is no way to reserve a domain name without purchasing it. You have to buy it if you want to reserve it. Considering the low cost of a domain name, it’s a small investment for a business.

Q-Is there a way to buy an existing domain name?

Yes, you can use brokerage like to potentially acquire an existing domain name. However, it’s not guaranteed that you will get the domain name that you want because the seller may not want to sell it or ask for an outrageous price.

Q. Can someone steal my domain name?

Ans- Yes, domain name theft can be devastating for small business owners. This is why it’s important that you choose a well-known domain registrar with a good reputation.

The way hackers can steal your domain name is by obtaining access to your domain registrar account. It’s important that you use a strong password and setup 2-factor authentication.

Furthermore, we always recommend small business owners to use an identity theft protection service to get near-real time alerts of identity fraud because generally domain theft and ransomware is a byproduct of another hack.

We hope this article helped you learn how to register a domain name for your website.

Also Read 5 Best Email Marketing Services(2022)

21 Top Must Have WordPress Plugins for Business Websites in 2022

Searching for the best WordPress plugins to take your business to the next level in 2022?

Having the right set of WordPress plugins and tools can help you grow your online business. In this article, we will discuss must-have WordPress plugins for business websites in 2022.

1. WPForms WordPress plugins

WP Forms

Every website needs a contact form because it makes it easy for your visitors to get in touch with you. WPForms is the most user-friendly contact form plugin for WordPress.

This drag & drop online form builder allows you to easily create contact forms, email subscription forms, online order forms, payment forms, surveys, polls, and basically all other types of online forms with just a few clicks.

They have over 300+ pre-built form templates to make your life easier. WPForms integrates with all popular marketing and payment platforms, so you can build powerful forms in less than 5 minutes.

It comes with powerful features that simply don’t exist in other form builders such as conversational forms, form landing pages, user journey tracking, form abandonment, geolocation tracking, GDPR friendly, custom WordPress user registration and login forms, etc.

We use WPForms on the WPBeginner website and all of our other websites. But we’re not alone. Over 5 million websites use WPForms, and they have consistently maintained a 4.9 out of 5-star rating average for over 5 years now.

There’s a free WPForms Lite version available for those who are looking for a simple solution.

If you are seriously looking to grow your business, then we recommend getting the Pro version because it comes with all the powerful features you need to boost your lead generation efforts. Use this WPForms coupon to get 50% off your purchase.

Alternative: Formidable Forms is an excellent alternative for creating advanced solution-focused WordPress forms.

2. MonsterInsights WordPress plugins


MonsterInsights is the best Google Analytics plugin for WordPress. It allows you to “properly” connect your website with Google Analytics, so you can see exactly how people find and use your website.

The best part is that it shows you all the important stats that matter right inside your WordPress dashboard. You can then optimize your website accordingly to increase your traffic, subscribers, and revenue.

We have detailed guides on how to install Google Analytics in WordPress, how to use Google Analytics to enable eCommerce tracking, and how to track user engagement.

MonsterInsights has a free version, but the true power of it only unlocks when you upgrade to the premium version. You can use our MonsterInsights coupon to get 50% off your purchase.

MonsterInsights is used by over 3 million websites.

3. All in One SEO WordPress plugins


SEO helps you get more visitors from search engines to your website. While WordPress is SEO-friendly out of the box, there is so much more you can do to increase your website traffic using SEO best practices.

All in One SEO (AIOSEO) is one of the most popular WordPress plugins of all time. It is used by over 3 million websites.

Out of all the WordPress SEO plugins, AIOSEO offers the most comprehensive solution with all the features and tools that you need to improve your on-page SEO.

It helps you properly add SEO title, meta description, keywords, generate XML sitemaps, connect your site to Google Search Console, optimize it for social media, and more.

Their team is continuing to innovate and add new SEO features to help you improve your SEO rankings such as their content optimizer with TruSEO score, headline analyzer, and more.

For complete SEO setup on your website, follow our complete AIOSEO setup guide and then our ultimate WordPress SEO tutorial for beginners.

There’s also a free version of AIOSEO available. However, the pro version includes more powerful features like WooCommerce SEO, local SEO, smart schema, video sitemap, news sitemap, smart redirection manager, ability to detect & fix 404 errors, advanced breadcrumbs, and much more.

To save 50% on the pro version, see our All in One SEO coupon.

Alternative: Yoast SEO is another good alternative for AIOSEO.

4. Constant Contact WordPress plugins

Constant Contact

Email is the most effective and reliable marketing tool at your disposal as a business owner. It allows you to stay in touch with your users even after they leave your website. This is why we recommend every business owner start building an email list right away.

Constant Contact is one of the most popular email marketing service providers in the world.

Their platform allows you to build an email list and send beautiful email newsletters to your subscribers.

It offers a quick and easy setup for non-techy users. It also works well with popular lead generation plugins for WordPress like OptinMonster and WPForms.

Alternatives: HubSpot, Omnisend, Sendinblue, and ConvertKit are good alternatives if you want something more advanced, but they are more pricey.

5.OptinMonster WordPress plugins


OptinMonster is the most popular conversion rate optimization software in the market. It allows you to convert abandoning website visitors into email subscribers and customers.

This WordPress plugin and application helps you get more email subscribers and sales, fast.

You can use their hundreds of high-converting templates to create WordPress popups, slide-ins, announcement bars, gamified spin a wheel, and full-screen welcome mats to capture users’ attention.

Each opt-in form or campaign template can be easily customized with their drag & drop builder.

OptinMonster’s powerful display targeting features allow you to personalize the campaigns for each user, so you can show the right message at the right time.

It’s a great solution for bloggers, business websites, and eCommerce websites. Basically, if you want to make more money from your website traffic, then you need OptinMonster.

It helps you recover abandoned cart sales, convert website visitors, and grow your email list. Read these case studies to see how much success other businesses are having by using OptinMonster.

We use OptinMonster on WPBeginner and our other websites.

There’s a free version of OptinMonster available if you signup from inside the WordPress plugin.

6. SeedProd WordPress plugins


SeedProd is the best drag and drop page builder for WordPress. It allows you to easily customize your website design and create custom page layouts without writing any code.

Business owners love it because it lets them create completely custom landing pages within minutes without having to hire a developer.

NEW: You can now create completely custom WordPress themes using SeedProd builder without any code.

You can choose from over 150+ beautifully designed templates, or create a completely custom layout from scratch with their easy-to-use drag & drop WordPress page builder (no coding needed).

There have pre-made templates for landing pages, sales pages, thank you pages, webinar registration pages, coming soon pages, maintenance mode pages, 404 pages, frontend login pages, and more.

SeedProd comes with a smart design system, so you can save time by re-using elements instead of doing repetitive work. You can define color schemes, save font combinations, page templates, custom blocks, sections, and more.

It has all the blocks, widgets, and features that you would expect from a powerful page builder such as optin forms, social profiles, countdown timers, contact forms, buttons, pricing page blocks, various content blocks, and more.

It also comes with built-in subscriber management and seamless integration with third-party email marketing services and CRM software.

The best part is that SeedProd works with all WordPress themes, so you will not have to change your existing theme to create a custom design.

Alternative: Beaver Builder, Elementor, and Divi page builder plugins are great alternatives with powerful features. You can also try CSS Hero for theme customization.

7. MemberPress WordPress plugins


MemberPress allows you to build online courses, communities, and membership sites using WordPress. It is the best WordPress membership plugin in the market.

You can create subscriptions and restrict content access to users based on their subscription plans. It works with all popular payment solutions like Stripe, PayPal,, and more.

Since MemberPress is a premium plugin, it comes with many other powerful features including drip content, course management (LMS), quizzes, certifications, group memberships, paid forums, powerful access rules, automation features, and more.

For detailed instructions, see our guide on how to make a membership website in WordPress.

You can connect MemberPress with all popular email marketing platforms like MailChimp, ConvertKit, and others to communicate with your customers.

MemberPress helps creators generate over $600 million dollars in revenue each year.

Alternative: LearnDash is another good WordPress LMS plugin for creating and selling online courses.

8. UpdraftPlus WordPress plugins


UpdraftPlus is the most popular WordPress backup plugin on the market. It allows you to set up automatic backups and safely store them on a remote location like Google Drive, Dropbox, S3, Rackspace, FTP, email, and more.

It also makes it super easy to restore your website from a backup. Their base plugin is free, but they also have a paid plan with extra features and priority support.

This is a great backend plugin that’s an absolute must-have for every WordPress blog and website because backups are an essential tool.

Alternative: BackupBuddy and VaultPress (Jetpack Backups) are also excellent solutions, but they are paid only.

9. WP Rocket WordPress plugins

WP Rocket is the best WordPress caching plugin on the market. It allows you to instantly improve your WordPress website speed and performance with no technical skills required.

It automatically turns on recommended WordPress caching settings like gzip compression, page cache, and cache pre-loading. You can also turn on optional features like lazy loading images, CDN support, DNS pre-fetching, minification, and more to further improve page load times.

Most importantly, WP Rocket doesn’t wait for someone to request a page to save it in the cache. It automatically crawls and builds your website cache which results in an instant performance boost.

WP Rocket also offers Imagify which is a free image optimization service to help you speed up your website even further.

They also have integrations with Cloudflare API, Sucuri, and many other tools to better configure your website caching setup.

WP Rocket is by far the easiest and most beginner-friendly caching plugin. The only downside is that it’s paid only.

Alternative: SiteGround OptimizerWP Super Cache and W3 Total Cache are free, but they are not as powerful or easy.

10. Sucuri WordPress plugins


Security should be a top priority for all online business owners. Sucuri offers a WordPress security plugin and web application firewall that is probably one of the best protection you can get for your site.

They monitor and protect your site from DDoS, malware threats, XSS attacks, brute force attacks, spam comment attacks, and basically every other type of attack. If you don’t have a firewall on your website, then you need to add one today.

To learn more on how to strengthen the security of your website and protect your business, see our ultimate WordPress security guide with step by step instructions for beginners.

Sucuri helps us block hundreds of thousands of attacks every month on WPBeginner.

Another added benefit of Sucuri is that it automatically adds a CDN layer which significantly speeds up your site.

While there are other security plugins like WordFence, WP Activity Log, etc, none of them can offer the full protection that Sucuri does. The only real alternative is Cloudflare which can be quite expensive if you get their premium add-ons.

11. PushEngage WordPress plugins


PushEngage is the best web push notification plugin for WordPress. It allows you to send targeted messages and announcements to your website visitors using the browser push notification technology.

We use push notifications alongside our email newsletter to increase our customer engagement and website traffic.

Push notifications are consistently a top 5 traffic source for WPBeginner.

PushEngage comes with all the powerful features like drip campaigns, a/b testing, dynamic user segmentation, opt-in reminders, powerful analytics, goal tracking, and more.

For eCommerce websites, it can automatically trigger cart abandonment notifications, price drop alerts, inventory alert notifications, and more.

For bloggers & publishers, it can automatically send out new blog post notifications to all of your subscribers.

PushEngage works seamlessly on all website builder platforms including WordPress, Shopify, Bigcommerce, and more.

They have a PushEngage WordPress plugin that makes it easy to enable web push notifications on your website.

The best part about PushEngage is that they DO NOT sell your data unlike every other provider in that space.

Alternative: OneSignal is another popular alternative, but they sell your data on free plans.

12. RafflePress WordPress plugins


RafflePress is the best WordPress giveaway plugin on the market. It allows you to instantly increase your website traffic, get more social media followers, and email subscribers with viral giveaways and contests.

RafflePress comes with an easy drag and drop giveaway builder along with proven giveaway templates that you can use to create a giveaway that attracts visitors’ attention.

To enter the giveaway, website visitors must use their email address. This helps you get more subscribers for your email newsletter.

RafflePress incentivizes users to follow your social profiles and share the giveaway with their friends to get more entries into the contest. This helps you increase social media engagement.

The word-of-mouth marketing helps you get more traffic, FASTER! This results in more followers, more sales, and more revenue!

You can easily connect your social profiles, WordPress form plugins, and all popular marketing platforms and CRMs.

RafflePress has a free version called RafflePress lite that you can get started with. If you want more powerful features to skyrocket your growth, then you need to use RafflePress Pro.

WPBeginner users can use our RafflePress coupon code: wpbeginner20 to get an additional 20% off.

13. Uncanny Automator WordPress plugins

Uncanny Automator

Uncanny Automator is the best WordPress automation plugin. It allows you to connect your existing WordPress plugins to work together without writing any code, so you can automate routine admin tasks to save time and money.

It seamlessly integrates with most popular WordPress plugins and third-party platforms, so you can easily build automation recipes without hiring a developer.

You simply choose from over 400 triggers and actions to create “if this then that” style recipes on your WordPress site (no code needed).

In plain English, it helps your WordPress plugins talk to each other, so they work better together. Think of it like Zapier, but for WordPress.

What’s even better is that you can even connect two separate WordPress sites to work together without writing any code. This is very useful for online stores and membership sites.

Some example use-cases include:

  • Have 2 WordPress sites talk to each other – sell products on one while create users & setup access on another.
  • Create buttons that can automatically create user accounts and perform other actions in WordPress.
  • Add custom user attributes to user profiles based on user’s actions.
  • Trigger automation recipes in one plugin from the action taken by another plugin (for example, a submission of WPForms can be used to create an order in WooCommerce).
  • Connect your WordPress site with 3000+ external services using a single Zapier integration.
  • … and so much more

Note: There’s also a free version of Uncanny Automator available that comes with basic automation features.

14. SearchWP WordPress plugins


SearchWP is the most advanced WordPress search plugin in the market. It helps you improve your site search, so your website visitors can easily find what they’re looking for on your site.

Unlike default WordPress search functionality, SearchWP goes beyond just the post content and indexes everything on your site including custom fields, ACF fields, text files, PDF document content, custom tables, custom taxonomies, custom post types, WooCommerce product attributes, and more.

It also gives you the flexibility to create your own relevance scale and adjust the algorithm without writing any code.

There is a search metrics feature that helps you see what your visitors are searching for, and what they are finding or not finding, so you can improve your content discoverability.

SearchWP also lets you add powerful features like live AJAX search in WordPress, and it seamlessly integrates with all major WordPress plugins including but not limited to WooCommerce, Advanced Custom Fields (ACF), Meta Box, Toolset, BigCommerce, Easy Digital Downloads, bbPress, and more.

15. Google Workspace (formerly G Suite) WordPress plugins

Google Workspace

Google Workspace (formerly G Suite) is a suite of web applications like email, docs, spreadsheets, etc. Created by Google, this powerful set of office applications is cheaper, easy to deploy, and hassle-free.

It allows you to save costs on software licenses, hardware, hiring IT staff, managing backups, and more. Most importantly it allows you to use professional email addresses with your own business domain name right inside Gmail.

Alternative: You can also get a free business email from your WordPress hosting provider or use Microsoft Office365.

16. SEMRush WordPress plugins


SEMRush is an all-in-one marketing toolkit for digital marketing professionals and business owners. It comes with powerful tools to help you improve your SEO, paid traffic strategy, social media, and content & PR strategy.

It also helps you gather competitive intelligence on your competitors, so you can outrank them and dominate your industry.

We use their tool to do keyword research, backlink audit, track brand mentions, spy on competitors, discover best-performing posts and pages on social media, ad strategy analysis, keyword rank tracking, and more.

These short paragraphs are not enough to describe the true power of SEMRush. It’s a must-have tool in our list for serious business owners, and it integrates seamlessly with AIOSEO mentioned above.

17. LiveChat WordPress plugins

LiveChat Inc is the best live chat support software for businesses and e-commerce websites. It is super easy to use and allows you to quickly add live chat on your WordPress website.

It has tons of customization options, and it comes with a mobile app, so you can provide real-time support.

It integrates with your existing support software, CRM, email marketing, and other tools. Most importantly, it loads fast and offers a great user experience.

The team behind LiveChat also created which is the best AI powered chatbot software. You can use it in combination with LiveChat to ensure your users always get the fastest response with the help AI + human.

Alternative: HubSpot and Sendinblue Chat are other popular services that let you connect chat, CRM, SMS, Facebook, and email in one platform.

18. Pretty Links Pro WordPress plugins

Pretty Links

Pretty Links Pro is one of the best link management plugins for WordPress. It allows you to easily manage affiliate links while making it easy to make your affiliate links short and memorable for sharing.

It is the perfect tool for affiliate marketers, podcasters, business owners, and others who want to easily create short URLs in WordPress.

Alternative: ThirstyAffiliates is an excellent alternative for affiliate marketers with lots of advanced features including an Amazon integration

19. Shared Counts WordPress plugins

Shared Counts is the best WordPress social media plugin that allows you to easily add beautiful social sharing buttons on your website.

It also shows share counts, which helps you add social proof to your website.

While there are many paid solutions available, this free plugin beats them all in code quality and performance.

We use SharedCount on a lot of our websites because it offers an easy out-of-the-box solution for both beginners and developers.

If you want to display more social proof by automatically showing your latest Instagram, Facebook, Twitter, and YouTube content on our site, then take a look at Smash Balloon plugins. They’re used by 1.6 million websites, and it’s the top social media feed plugin in WordPress.

20. WP Mail SMTP WordPress plugins

By default, WordPress uses the PHP mail function to send emails. The problem is that either WordPress hosting companies don’t have this feature setup properly, or they block it to prevent abuse.

This basically means that you and your users may not receive important email notifications from your WordPress site.

WP Mail SMTP solves this problem by sending WordPress emails using a proper SMTP mail server. To learn more, see our article on how to fix WordPress not sending email issue.

Over 2 million websites use WP Mail SMTP because it’s an absolute must-have. We use it on WPBeginner as well.

Pro tip: The paid version called WP Mail SMTP Pro comes with white glove setup, detailed email logs, and more features. Basically, their support staff will set it up and connect it to use your SMTP service provider.

But you can use the free version of WP Mail SMTP to connect with all the popular SMTP services like Sendlayer,, Mailgun, Gmail, etc.

21. WooCommerce WordPress plugins

WooCommerce is the most popular eCommerce plugin for WordPress used by over 5 million websites.

It comes with all the powerful features that you need to create an online store.

Over the last few years, WooCommerce has established itself as the most dominant eCommerce plugin for WordPress. It’s built by the team behind Automattic, the company behind, Jetpack, and other popular services.

There’s a robust WooCommerce ecosystem now with dedicated WooCommerce hosting, WooCommerce themes, and WooCommerce plugins available.

Pro Tip: If you’re looking to start an eCommerce store with WooCommerce, then we recommend using SiteGround. Alternatively, you can try Bluehost’s new eCommerce plan which comes with over $1000+ premium WooCommerce extensions for free such as subscriptions, bookings, and more.

To grow your WordPress eCommerce site, we also recommend the following plugins:

  • TrustPulse – helps you instantly win customer trust with social proof and FOMO.
  • FunnelKit (formerly WooFunnels) – helps you build sales funnels and add eCommerce automation to WordPress.
  • Advanced Coupons – helps you add loyalty program, gift cards, and other advanced coupon features in WooCommerce.

For more suggestions, see our complete list of best WooCommerce plugins.

Alternative: Easy Digital Downloads is the best WordPress eCommerce plugin if you’re looking to sell digital downloads.

If you’re looking for a WordPress payment solution without setting up a shopping cart, then WP Simple Pay is an excellent WooCommerce alternative.

Last but not least, BigCommerce is a fully-hosted headless eCommerce platform for WordPress. It offers high scalability and low maintenance for serious store owners.

  • TrustPulse – helps you instantly win customer trust with social proof and FOMO.
  • FunnelKit (formerly WooFunnels) – helps you build sales funnels and add eCommerce automation to WordPress.
  • Advanced Coupons – helps you add loyalty program, gift cards, and other advanced coupon features in WooCommerce.

FAQ(Frequently Asked Question)

Q- Which plugin is best for website?

Ans- All plugins have there specific use and can be used for your website. However with regular use and trial error will help you better decide best plugins for your website.

Q- How many plugins should website have?

Ans- Too many plugins can lead to security breaches on your site, site crashes, bad performance, slow loading speeds, and more. A good rule is to never exceed 20 plugins.

Also read Invoice Plugins: 7 Best WordPress Plugins for 2022